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Quoting Process

2-50 Employees:

Employers need to fax the age and sex demographics of a group to (205) 939-1748. Download the Quote Request Form. These may also be mailed to the attention of the Small Group Sales Department at:

Viva Health, Inc.
Attention: Ronnetta Underwood
417 20th Street North, Suite 1100
Birmingham, AL 35203

See Quoting Guidelines below.

If there are any questions, please call Ronnetta Underwood at (205) 558-7599.

50 + Employees:

Please contact Drew Wood at (205) 558-7617 or Mark Mclaughlin at (205) 558-7524 in order to obtain a quote.

Quoting Guidelines

Small Group Underwriting Guidelines

These guidelines are used in the underwriting of groups with 2 to 50 employees to whom VIVA HEALTH will be offered on an exclusive basis. These groups are subject to the rating guidelines set forth in the Affordable Care Act.

  1. Eligibility Requirements: (eligible groups must meet the following characteristics)
    1. Have been in business for at least 3 months.
    2. Meet VIVA HEALTH's minimum participation requirements.
    3. Meet minimum employer contribution requirements.
    4. Provide proof of employer-employee relationship in the form of one of the following:
      1. State of Alabama Quarterly Contribution & Wage Report (pages 1 and 2).
      2. Payroll records on all employees showing regular FICA withholdings
      3. W-2 forms on all employees reflecting wages subject to FICA withholding
  2. Eligible Groups
    1. Employer groups of no less than 2 and no more than 50 employees.
    2. The group must be physically situated within the small group product service area.
  3. Eligible Employees
    1. All full time employees, as defined by the employer, who work a minimum of 30 hours per week are eligible for coverage.
    2. Partners, sole proprietors, corporate officers, and owners of the employer-defined group are eligible for coverage provided they devote a minimum of 30 hours per week.